Terms and conditions of use
Conditions of use for mi Planificación Financiera and its associated application.
About this translation
This is a translation of the Spanish original, provided so you can read it in your own language. The legally binding version is the Spanish one, published at miplanificacionfinanciera.com under /es-ES/. If anything in this translation differs from the Spanish text, the Spanish text is the one that applies.
1. Owner of the website and purpose
The website www.miplanificacionfinanciera.com and its associated application app.miplanificacionfinanciera.com are owned by Monolit Planificación Financiera S.L. (Spanish tax ID B05424965), with registered address at Carrer Medes 4, 08023 Barcelona. Accessing and using the website and the application implies full acceptance of these terms and conditions.
2. Description of the service
mPF offers digital financial planning and education services, including bank connection, simulators, calculators, training programmes and free or paid financial advisory services.
3. Access and registration
Access to the public part of the site is free and open. Using the application and certain services requires prior registration and acceptance of the privacy policy.
4. Conditions of use of the platform
The user undertakes to use mPF diligently, ethically and in accordance with applicable law, without unlawful activity or interference with the systems.
5. Intellectual and industrial property
All content, designs, logos, texts, graphics, software and other elements of the site are the property of Monolit Planificación Financiera S.L. or of their rightful owners.
6. Free and paid services
mPF may offer free services and premium services by subscription or payment. Information on prices, duration and conditions will be shown before payment.
7. Liability and warranties
mPF strives to offer secure, accurate and up-to-date services, but does not guarantee continuous availability or the absence of technical errors. Calculations and simulations are informative unless personalised advice is expressly contracted.
8. External links
The site may contain links to third-party pages. mPF is not responsible for their content, privacy policies or practices.
9. Protection of personal data
The processing of personal data is governed by mPF's privacy policy, which the user must read and accept before registering or using services that require it.
10. Security and confidentiality
mPF applies security measures and strong authentication to protect the user's information, although no technological infrastructure is completely invulnerable.
11. Changes to the terms
Monolit Planificación Financiera S.L. reserves the right to modify these terms. Changes will be published on this page and continued use will imply acceptance.
12. Applicable law and jurisdiction
These terms are governed by Spanish law. In the event of a dispute, the parties submit to the courts and tribunals with jurisdiction under the applicable rules.
13. Contact
For queries or complaints about these conditions, the user may contact Monolit Planificación Financiera S.L. through the email address published by the company.