All your money in one place
Your full financial picture, always to hand.
Take controlof your money.
The power of a financial adviser in your pocket,
with no commissions and nothing anyone wants to sell you.Connect your banks and understand where your money goes,
with bank-level encryption and everything in one place.
The app for people who want their money under control
From people just starting to save to people already investing, more people every day organise their finances with mPF.
Clear answers
The answers you're after, without opening Excel
What's included
Powerful features, all connected.
Your full financial picture, always to hand.
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Categories your way
mPF remembers it for next time.
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Budgets that warn you
We tell you before you go over.
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Connect any provider
And whatever's missing, you add by hand.
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Read-only access
And we never store your banking credentials.
Your cash flow, analysed
Spot where it's going before it's too late.
Automatic categorisation
Every transaction sorts itself so you can see where your money goes.
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Your available money and the month's trend, on your home screen.
Syncing
Your accounts update themselves and you can sync whenever you want.
Financial health
A check-up that scores where you stand and tells you how to improve.
Inside
This is what mPF looks like
Real screenshots of the app, not mock-ups
See it with your own money
Connect your accounts and in a few minutes you'll have the full picture: where your month goes, how much debt you're carrying and how much you can really save. Free, no card needed.
Custom report
A report written for you
Every month, mPF goes through your money and hands you a clear report: cash flow, spending, debt, savings and investments, with an action plan.A full analysis, easy to read
Cash flow, spending by category, balance, credit used and diversification, explained without jargon.
Tools to model it and decide
A compound interest calculator, a mortgage calculator and a debt-to-income ratio, to see what each decision does.
Your savings plan, at your own pace
Set your goals once and mPF works out how much to save and how long it will take.
Supported providers
Connect the providers you already use
Banks, cards, brokers and insurers in Spain.mPF pulls them into a single financial plan.Financial check-up
Find out your financial health in 2 minutes
Answer a few questions and get a clear picture of your income, spending, debt and savings, with an action plan to improve.
A clear picture of where you stand
We look at your debt ratio, your savings rate and where your spending piles up, without the jargon.
A plan to improve month by month
We give you concrete steps and priorities to save more and pay less interest.
Your check-upResultado
Salud financiera: 72/100 Tasa de ahorro: 14% de tus ingresos Ratio de deuda: 28% (saludable, por debajo del 35%) Mayor gasto: vivienda y suministros Plan de acción del mes 1. Revisa 3 suscripciones que apenas usas (-32 EUR/mes) 2. Amortiza la tarjeta al 19% antes que el préstamo al 6% 3. Automatiza 250 EUR a tu objetivo Fondo de emergencia
Take it with you
Check your finances wherever you are, with your data encrypted and biometric unlock.
Why trust us
Check every single thing we say
No testimonials: facts you can checkWho's behind it
An accredited adviser, not an anonymous startup
mPF comes out of the work of Juan Marcos López González: Financial Adviser, Mortgage Adviser, Insurance Broker and Financial Educator and Planner accredited by the AEPF.
Conoce quién hay detrásHow we make money
Nobody pays us to recommend you anything
No commissions from banks or insurers, no products to push and no sales team. mPF is paid for by the subscriptions of the people who use it, which is why it has no crossed incentives.
Ver los planesWhat it can do with your money
Read-only access. Nothing more
The connection runs through an authorised provider: mPF sees balances and transactions, and can never move money or start payments. We don't store your credentials and the data travels encrypted.
Cómo protegemos tus datosWhat it works with
The banks you already use, in Spain
Spanish banks, cards, brokers and insurers. If a provider is missing, you can add the product by hand and it still counts in your analysis.
Ver entidades compatiblesBefore you decide
Try it without giving a single detail
Free calculators and guides, no sign-upHow healthy are your finances?A score from 0 to 100 in under a minute.Do you owe too much?Your debt-to-income ratio and whether it's in safe territory.How much can you save each month?Your real margin, based on what comes in and what goes out.Guide: your monthly budgetThe five steps to put it together in an afternoon.Guide: how to get out of debtFrom the inventory to the plan, with two methods and the maths.All calculatorsMortgage, compound interest, retirement, emergency fund…
Ayuda
Frequently asked questions
Yes. You can connect your accounts and see your finances on the free plan, forever. The premium features, like the custom report and the savings plan, you can try and cancel whenever you like.
Can't find what you're looking for?
Have a look at our help centre. Use the button below to find the answer you need.
Help centre