Nobody pays us to recommend you anything
No commission from banks or insurers and no products to push. mPF is paid for by the subscription of the people who use it.
See the plansTake controlof your money.
All your banks in one app, with a financial adviser's judgement. No commission and no products to sell you.
- Free forever
- No card needed
- Read-only access
Accounts, cards, savings, debts, mortgage, investments.All on one screen.
Your money is scattered. mPF brings it together, sorts it out and tells you what it means, so you decide with data, not hunches.
01 · Connect
All your banks. One app.
More than 130 Spanish providers: banks, cards, brokers and insurers. Anything missing, you add by hand and it still counts.
See supported providers
02 · Understand
See where every euro goes.
Every transaction is categorised automatically. You see what you spend on, how much and how it changes month to month, without opening a spreadsheet.
How expense tracking works
03 · Anticipate
Budgets that warn you before, not after.
Set a limit per category and follow what's spent, allocated and left. We warn you before you overspend.
How mPF works
04 · Decide
The report an adviser would write you. Every month.
Your cash flow explained, your debt ratio, your savings rate and a written action plan. €3.49 a month, no lock-in.
See the financial reportThe numbers, plainly.
- 0 €
- the basic plan, forever
- +130
- Spanish providers you can connect
- 0
- commission on products. Nobody pays us to recommend you anything
- 0
- times we can move your money: access is read-only
This is mPF.
Real screenshots of the app. Swipe.
Who's behind it
A real adviser. Not an anonymous start-up.
mPF comes out of the work of Juan Marcos López González: Financial Adviser, Mortgage Adviser, Insurance Broker and Financial Educator and Planner accredited by the AEPF. Every guide and calculator on this site is signed by him.
Meet who is behind itRead-only. Nothing more
The connection goes through an authorised provider: we see balances and transactions, and can never move money or start payments.
How we protect your dataYour passwords never come through here
We don't store your bank credentials and data travels encrypted. If you leave, your data leaves with you.
Our guaranteeHousehold money, together at last.
Invite your partner or family and decide, product by product, what you share: balance, transactions or just the analysis. €4.99 a month.
Before you sign up, run the numbers.
All calculatorsHow healthy are your finances?
A score from 0 to 100 in under a minute.
How much can you save each month?
Your real margin, based on what comes in and what goes out.
Do you owe too much?
Your debt-to-income ratio and whether it's in safe territory.
What mortgage can you afford?
Payment, term and interest, with your numbers.
Frequently asked questions
Can I use mPF for free?
Yes. You can connect your accounts and see your finances on the free plan, forever. Premium features, like the personalised report and the savings plan, you can try and cancel whenever you like.
Is it safe to connect my bank?
Yes. mPF connects through an authorised provider with read-only access: it can see your balances and transactions, but never move your money or start payments. We don't store your bank passwords and your data travels encrypted.
Which providers can I connect?
Banks, cards, brokers and insurers in Spain. Search for yours when you connect and, if one is missing, you can add products by hand.
Can I share my finances with my family?
Yes. With the family plan (€4.99 a month) you can invite other people and decide, product by product, whether to share balance, transactions or just the analysis.
Start today.
It's free.
No card. No lock-in. Cancel whenever you like.