Find out where your financial health stands. Enter your income, spending, saving and debts and get a score from 0 to 100 with recommendations. Free and no sign-up.
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We work out a score from 0 to 100 combining your savings rate, your debt level, your emergency fund and your monthly surplus.
You've just scored yourself with the numbers you remember. mPF works out the same thing from your real transactions and shows you how it moves month by month: that's where you see whether you're improving.
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We combine four key signals from your finances to give you a quick, honest picture of how you're doing: how much you save, how much you owe, what cushion you have and whether there's money left each month.
A high score points to solid finances and room to invest; a low one, to urgent areas worth shoring up. It isn't a final mark, it's a starting point for improving.
The score tells you where you are; mPF helps you raise it. Connect your accounts, sort out your spending and track your progress to lift your financial health month by month.
We weight your savings rate, your debt ratio, your emergency fund and your monthly surplus on a scale from 0 to 100.
No. The calculation happens in your browser, nothing is sent and nothing is stored. It's free and needs no sign-up.
A usual benchmark is having between 3 and 6 months of spending covered. From 6 months on, the score already treats the cushion as complete.
We'll send you the Financial Order Kit as a PDF: the templates and the checklist to get your accounts in order at your own pace. Free, and without signing up for anything.