The story of our app

We started out to make personal finance simple in Spain: connect your banks, analyse your money automatically and help you decide better, with no spreadsheets and no jargon.

+200providers you can connect
E2Eencryption and security
1 panelall your money
01

Who's behind mPF

mPF is run by Juan Marcos López González, CEO and founder, Financial Adviser, Mortgage Adviser, Insurance Broker and Financial Educator and Planner accredited by the AEPF — holding the accreditations required to operate in each of those areas. After years advising and writing at El Sofá del Dinero, he decided to channel that experience where more people can use it: an app. All the editorial content on this site (guides, calculators and comparisons) is written and signed by him.

  • Financial Adviser, Mortgage Adviser and Insurance Broker
  • Financial Educator and Planner accredited by the AEPF
  • Writer at El Sofá del Dinero and author of mPF's content
02

From frustration to a solution

mPF comes out of a simple question: why is it so hard to have real control over our money when it's spread across banks, cards, debt, savings and investments.

  • Connects over 200 banks and providers in Spain
  • Analyses recurring spending, subscriptions and patterns
  • Helps you decide with real data, not with hunches
03

What we believe in

We combine financial technology, clarity and education so you understand where you stand without depending on spreadsheets or an expensive adviser.

  • Bank-grade security and end-to-end encryption
  • Total transparency: no hidden commissions and no lock-in
  • Your financial progress ahead of everything else
04

How it works, in 3 steps

Three steps to build a complete financial picture and turn it into concrete decisions.

  • You connect your accounts, cards and mortgages
  • The app categorises spending and analyses patterns automatically
  • You get a dashboard with net worth, alerts and recommendations