With mPF you pay a subscription, the way you pay for Netflix or Prime — and nothing else. No commissions on products, no lock-in, and a free plan that really is free forever.
Your whole financial picture, connected and up to date. No card and no expiry date.
The analysis an adviser would give you, every month and with your real data — without anyone selling you anything.
The household finances, shared with whoever you choose and however you choose.
Neither. You connect your accounts and see your finances free forever, without entering a card. The premium services exist for people who want more analysis or want to share with family, and you only take them if you want to.
No. The subscriptions are monthly and you cancel whenever you like from inside the app; you keep the service until the end of the period you paid for and it simply doesn't renew. No phone calls, no forms, no small print.
No — and this is the whole reason mPF exists. We don't sell funds, insurance, mortgages or any financial product, so nobody earns a commission for placing anything with you. Our only income is these subscriptions: we work for you, not for a bank.
An independent adviser charges from around €150 a session, and the “free” one at your bank lives off the commissions on what they sell you. mPF gives you the analysis with your real data, every day, for the price of a streaming subscription. The real difference isn't the price: it's that nobody here earns anything if you take out a product, because we don't sell any.
