Work out your monthly mortgage payment in seconds. Enter the amount, the rate and the term and see what you'll pay each month and in interest. Free and no sign-up.
Housing
We estimate your payment with the French amortisation system (a constant payment) from the amount, the rate and the term.
A mortgage is paid over decades, and what decides whether it's affordable isn't the payment but what's left each month once you've paid it. mPF shows you that figure with your real spending, before you sign.
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It shows you the monthly payment on a mortgage under the French system, where you pay the same amount every month. You also see what you'll pay in total and how much of that is interest.
Enter the amount you need, the annual nominal rate you've been offered and the term in years. The result updates instantly so you can compare scenarios.
The payment is only part of it. Before deciding, check that it fits your budget and that your debt-to-income ratio stays at healthy levels.
No. It works out the loan payment from the amount, the rate and the term. Fees, insurance and taxes are separate.
It's the most common one in Spain: you pay the same amount every month, with more interest at the start and more capital at the end.
The calculation is based on the nominal annual rate. The APR also includes fees and other costs.
We'll send you the Financial Order Kit as a PDF: the templates and the checklist to get your accounts in order at your own pace. Free, and without signing up for anything.